Chris Dunham~The Real Estate Guy!

Home Buying Programs - Zero Down Payment

Home Buying Programs - Zero Down Payment

Buying a home for the very first time can be overwhelming. I recall when I purchase my very first home and how stressed out I was, where I am going to get the rest of my funds, what can I sell, will my family gift me some funds to finalize etc. I have been in this industry for nearly 20 years (Nov 1997) and if there were programs like that one I am going to talk about shortly, I would have dove right in.

There are a few Zero Down Payment Programs out there for 1st Time Home Buyers, this one is my favorite. The reason? Simple, it GIVES the buyer the necessary funds for their down payment, up to a max purchase price of $289,500, which is the FHA Max in Arizona. The FHA Required Down Payment is 3.5% (for those wanting the mathematical answer, that is $10,132.50) this is FREE Money as I call it, as you (the buyer) never have to pay this back (like the Tax Rebate Program from years ago, it had stipulations, this program doesn't-aside from qualify for it). So, how do you qualify for this Arizona Zero Down Payment?

Say YES to these questions:
1) Is your Credit Score higher than 640? (Average of all 3),
2) Are you a first time home buyer? (In AZ you can't have owned a home in the past 3 years, if you haven't, then you are considered a first time home buyer)

3) Have you been employed for the past two years, in the same line of work? (meaning, if you are an IT Person, you have been employed under the "IT" umbrella for at least two years, so if you worked as a Car Salesman for one year, IT the next...that's not the "same line of work")

 

If you Answered YES to 1-2 & 3, chances are good, my Team of Lender Partners can get you approved for this program. Here's the Icing on the Cake....we use Grant Money for your Down Payment, I then dazzle you with my negotiation skills to get you into your home for around $2,000 or less (yes, you heard me correctly) I have done this, many, many times over the past 3 years (in fact, so much, I have lost count). Watch this quick 90 second video below as it summarizes all of this.

 

 

 

Military Veteran Buying & Selling Program

 

Chris Dunham - The Real Estate Guy

Chris Dunham
"The Real Estate Guy!"®
602-321-6188
AzRLS8GUY@Gmail.com

 

Keller Williams East Valley - LuxRE Group
The Real Estate Guy & Associates

 

"Equal Housing Opportunity"

Comment balloon 0 commentsChris Dunham • July 15 2017 05:31PM
Home Buying Programs - Zero Down Payment
share
Home Buying Programs - Zero Down Payment Buying a home for the very first time can be overwhelming. I recall when I purchase my very first home and how stressed out I was, where I am going to get the rest of my funds, what can I sell, will my family… more
Like new Home for Sale in San Tan Valley - Shea Home For Sale
share
Like new Home for Sale in San Tan Valley - Shea Home For Sale Why buy NEW when you can Get this Gently Used Home for Sale in Johnson Ranch This Shea Home was built in 2015 and features 4 large bedrooms, 3 bathrooms plus a bonus room (Loft)… more
Circle G Home for Sale in Chandler - Custom Home in Chandler
share
Circle G Home for Sale in Chandler - Custom Home in Chandler Located just off Gilbert and Chandler Heights, this Custom Built Home in Chandler was finished in 1999. This home is situated on a 35, 000 plus sized lot. The Home is considered a "… more
Home for Sale in Scottsdale - Scottsdale Country Acres Home for Sale
share
Home for Sale in Scottsdale - Scottsdale Country Acres Home for Sale This single level home for Sale in Scottsdale is just off Camelback and Hayden. Built in 1960, he has a touch of classic Scottsdale architecture, but has recent updating and… more
Executive Towers High Rise Community - Phoenix High Rise
share
Executive Towers High Rise Community - Phoenix High Rise This 21 Story Tall Phoenix Uptown High Rise Condo community was built in 1964. This is Al Beadle's pride and joy, it is a mid century residential high rise community that offers many amenities… more
707 E Blossom Road - Home for Sale in San Tan Valley
share
707 E Blossom Road - Home for Sale in San Tan Valley Ladies and Gentlemen, boys & Girls, stop your search, this is it, you have stumbled upon the very last house you ever need to buy. This is a gorgeous 4 bedroom home with a Loft that… more
Home for Sale in Maricopa - Maricopa Homes For Sale
share
Home for Sale in Maricopa - Maricopa Homes For Sale This 3 bedroom 2 bath home for Sale in Maricopa is the BEST Priced home for the Size! This Single level home was built in 2006 and features just over 1, 300 square feet along with a 2 car garage… more
Home for Sale in Chandler - Chandler Homes for Sale
share
Home for Sale in Chandler - Chandler Homes for Sale This 3 Bedroom, 2. 5 bath home for Sale in Chandler is located in the Twelve Oaks Community. Built in 1986, this nearly 1, 400 square foot home features 2 stories with hard wood flooring… more
Home for Sale in Gilbert - Circle G at Ocotillo Home for Sale
share
Home for Sale in Gilbert - Circle G at Ocotillo Home for Sale In every life, there are moments that define us, this is one of those moments. Circle G at Ocotillo is an exclusive community in the East Valley, focused on Custom Home, large lots and… more
Home for Sale in New River - New River Ranch for Sale
share
Home for Sale in New River - New River Ranch for Sale Welcome to New River AZ. This Solid slump block constructed home is listed for sale at an amazing price of $349, 900. This home For Sale in New River features 3 bedrooms, 2 bathrooms and nearly… more